I am your credit guy. I want to serve your credit needs with my interpersonal skills and my analytical abilities. I believe in people and that they make projects happen; not the name of their company.

What are my credentials? I graduated from Drexel University in Philadelphia, PA with a B.S.B.A. and a Finance concentration. I have 2.5 years of commercial banking experience and have been formally credit trained through The Risk Management Association’s (RMA) Commercial Lending School.

My skill set includes but is not limited to the following:

* Cash Flow Modeling
* Analysis of Personal / UCA / Indirect / Direct Cash Flow
* Commercial Loan Structuring / Underwriting
* Financial Statement Spreading
* Written and Oral Communications